IT IS FINISHED! Aug 24, 2007

SO FINALLY AFTER ALL THAT TIMEFRAME OF EVIL, STRESS, CRYING, ARGUMENTS, COMPLAINTS AND JUST PLAIN TERA COTTA BULLSHIT……. I GOT THE EMAIL YESTERDAY….. MY LOAN RECIEVED ITS FINAL APPROVAL FROM THE UNDERWRITERS. THE APPRAISAL CAME IN AT 390 WHICH IS GREAT! AND IT IS FINISHED.. THE TITLE COMPANY IS MAKING THE APOINTMENT TODAY WITH US TO DO THE SIGNING. I RECEIVED MY HUD AND IT IS WHAT IT SHOULD BE, MY INTEREST AND PAYMENT ETC SHOULD BE WHAT THEY ARE. AND ITS A HELL OF ALOT OF BETTER LOAN THAN WE HAVE NOW. AND GET THIS AFTER WHAT THE BROKER WE WERE DEALING WITH PUT US THROUGH… AND THE SECOND I CALLED.. IT TOOK 1 WEEK FROM START TO CLOSE LOL.

I ALSO DID SOME RESEARCH ON THE BROKER AND THE LOAN SHE TRIED TO GET US TO SIGN. APPARENTLY HER KICKBACK WOULD HAVE BEEN AROUND 12K. NOT TO MENTION HER COMISSIONS FROM US… AND THE LOAN DID SET US UP TO FAIL AGAIN. I ALSO REALIZED SHE HAD ME CONVINCED THAT NO ONE WOULD FUND US. THAT 200 LENDERS TURNED US DOWN EVEN WITH MONEY IN OUR HANDS. SHE HAD CONTROLLED ME BY FEAR THINKING THAT THERE WAS NO WAY AND THAT THE WAY SHE PUT ON THE TABLE WAS IT AND ONLY IT. SO YEAH.. SHE PLAYED ME AND I WAS A PAWN. HOWEVER KARMA IS A BITCH.. IM GLAD YOU DIDNT GET YOUR COMISSION.. I DONT BELIEVE NOW THAT YOU WERE AS SWEET AND CHRISTIAN LIKE YOU SAID. I DONT BELIEVE THAT YOU HAD OUR INTEREST OUT THERE, THAT IT WAS YOUR INTEREST ONLY… WE WERE JUST THE FOOLS.. THANK GOD I KNOW HOW TO READ A LOAN DOCUMENT NOW AND KNEW BETTER… YOU PUT US THROUGH MONTHS OF HELL.. I CRIED SO MUCH OVER THE STRESS… AND WELL.. I LEARNED ANOTHER LESSON. THERE IS NO SUCH THING AS A GOOD BROKER. GO STRAIGHT TO THE BANK.. COUNTRYWIDE.. THANK YOU YOU SAVED US A TON OF MONEY.. YOU GOT US A AWESOME LOAN…OUR PAYMENT IS WAY AFFORDABLE… AND WE ARE GOING TO DISNEYWORLD…

GOD IS GOOD.